With a cash back credit card from Wells Fargo, you earn cash back in the form of cash rewards for purchases you make. Earn unlimited cash rewards on purchases with no categories to track or quarterly activations.
With a cash back credit card from Wells Fargo, you earn cash back in the form of cash rewards for purchases you make. Earn unlimited cash rewards on purchases with no categories to track or quarterly activations.
Don’t miss out on these offers as they can vary over time and through different communication channels such as email, mail, online, phone or in a branch. Apply now on this page to take advantage of these offers.
Earn unlimited 2% cash rewards on purchases 1
$200 cash rewards bonus when you spend $500 in purchases in the first 3 months 2
Unlimited 2% cash rewards on purchases 1
0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24% or 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.
The card that rewards you for making a positive impact
Earn a $100 cash rewards bonus when you spend $500 in purchases in the first 3 months
Plus, Wells Fargo will donate $50 to Capital Link when you qualify for the $100 cash rewards bonus. 8
Unlimited 4% cash rewards 9 on:
1% cash rewards on other purchases 9
Boost your business’s purchase power
$500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months 26
Unlimited 2% cash rewards on purchases made for your business with no categories to track, and no limit to the amount of rewards you can earn 27
0% intro APR for 12 months from account opening on purchases. 18.49% - 26.49% variable APR thereafter.
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No impact to your credit score
Find a card that fits your needs
Takes less than a minuteOffers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. You must select Apply now on this page to take advantage of this specific offer.
This offer is not a guarantee of credit. Credit card is subject to credit qualification.
You may not qualify for an additional Wells Fargo-branded credit card if you have opened a Wells Fargo-branded credit card in the last 6 months.
You may not be eligible for introductory annual percentage rates, fees and/or rewards bonus offers if you have the card product you are applying for or opened one within the last 48 months – even if that account is closed and has a $0 balance.
Footnote 1. 2% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and the Wells Fargo Active Cash Visa® Card Addendum for details. ←back to content
Footnote 2. To qualify for the $200 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and the Wells Fargo Active Cash Visa® Card Addendum for more information about the rewards program. ←back to content
Footnote 8. To qualify for the $100 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. The cash rewards bonus will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM charges, cash advances, traveler’s checks, money orders, pre-paid gift cards, balance transfers, SUPERCHECKS™, wire transfers, fees or interest posted to your card account such as returned payment fees, late fees, monthly or annual fees, bets or wagers transmitted over the internet, casino gaming chips, lottery tickets, off-track wagers do not earn cash rewards. Refer to Summary of the Wells Fargo Rewards® Program Terms and Conditions and the Wells Fargo Attune World Elite Mastercard® Addendum for more information about the rewards program.
Additionally, for applications submitted between June 5, 2024, and May 31, 2025, and subsequently approved, Wells Fargo will donate $50 to Capital Link when you qualify for the $100 bonus cash rewards. Wells Fargo will donate a minimum of $250,000 to Capital Link to support Federally Qualified Health Centers and clean energy resiliency programs designed to ensure continuity of medical services for patients during and after extreme weather events. Donations from this campaign are not tax deductible. Learn more about Capital Link at www.caplink.org. ←back to content
Footnote 9. 4% cash rewards (1% base plus 3% bonus) are earned per $1 spent on net purchases (purchases minus returns/credits) at retailers whose merchant category codes include: Select Sports, Recreation, and Entertainment (gardening and floral stores, campgrounds, sports supplies, movie theaters, live shows and sporting events, amusement parks, tourist attractions, and pet supplies, boarding, and grooming); Self-care (gym memberships, massages, hair and nail salons) and Planet-Friendly purchases (public transportation, electric vehicle charging stations and select secondhand stores). Purchases not processed using the merchant category codes mentioned above will not qualify for bonus cash rewards. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and, therefore, reserves the right to determine which purchases qualify for bonus cash rewards. Other purchases: 1% cash rewards will be earned per $1 spent on other net purchases. Cash equivalents do not earn cash rewards. For a detailed list of cash equivalent exclusions and merchant examples that may not be billed under the merchant category codes listed above, refer to the Summary of the Wells Fargo Rewards® Program Terms and Conditions and the Wells Fargo Attune World Elite Mastercard® Addendum for more information about the rewards program. Refer to http://www.wellsfargo.com/attunebonus for more details on eligible purchases that qualify for the above bonus cash rewards. ←back to content
Footnote 26. To qualify for the $500 cash rewards bonus, a total of at least $5,000 in qualifying purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances of any kind do not earn rewards and may affect the credit line available for this offer. ATM charges, cash advances, traveler’s checks, money orders, pre-paid gift cards, wire transfers, fees or interest posted to your card account such as late fees, foreign currency conversion fees, bets or wagers transmitted over the internet, casino gaming chips, lottery tickets, off-track wagers, do not earn cash rewards. Refer to the Summary of the Wells Fargo Business Rewards Program Terms and Conditions for the Signify Business Cash service mark ℠ Credit Card for more information about the rewards program. ←back to content
Footnote 27. 2% cash rewards are earned for every $1 spent in qualifying purchases (purchases minus returns/credits) on the credit card account. ATM charges, cash advances, traveler’s checks, money orders, pre-paid gift cards, wire transfers, fees or interest posted to your card account such as late fees, foreign currency conversion fees, bets or wagers transmitted over the internet, casino gaming chips, lottery tickets, off-track wagers, do not earn cash rewards. Refer to the Summary of the Wells Fargo Business Rewards Program Terms and Conditions for the Signify Business Cash service mark ℠ Credit Card for further details. ←back to content
